Seedlist

Parent guide · Source retrieved Oct 26, 2026

My employer announced a contribution. How do I get it?

A public announcement does not establish your personal eligibility or a payment date. Ask HR for the written program rules. The account provider’s contributions page still describes employer contributions as coming soon when we checked it. The employer limit is per employee across their children, not a fresh limit for every child.

What to do next

  1. 01

    Ask which employees, children and birth dates qualify.

  2. 02

    Confirm whether the amount is per child or per family, capped, or matched to your own contribution.

  3. 03

    Ask when enrollment and deposits begin, and what account details HR needs. Use your employer’s secure process.

Keep going

When can the money be taken out? What happens at 18?Before the year your child turns 18, money generally can’t be taken out.Who can add money, and how much?Family members, employers and others can contribute.What is the money invested in, and are there fees?Until the year your child turns 18, the money must be in a mutual fund or ETF that tracks the S&P 500 or another index made up mainly of U.S.